At Loan Central, we offer a full range of professional income tax preparation services and solutions. You can get your taxes prepared fast with friendly service. No appointment necessary! We will get you the maximum income tax refund you are entitled to when you take advantage of our tax services. Bring a copy of your ID, SS card for you and your dependents, and your W-2 to one of the locations nearest you. You get to choose how - and how fast - you receive your tax refund.
Loan Central has been preparing taxes and offering Electronic Refund Products which include our Electronic Refund Deposit (ERD), Electronic Refund Check (ERC) and Refund Anticipation Loans (RALs) options since 1996. We have options for everyone.
With Loan Central, the ERD is simply us preparing your tax return electronically. You can have your refund sent directly to your own bank account or mailed to your home address. With this option, you pay for your preparation and e-file fees at the time of filing.
With the ERC product, your tax return is e-filed and your tax preparation fees and e-file fees are deducted from your tax refund amount so you don't have to pay at the time of filing. Once your refund has been delivered by the IRS (9 out of 10 returns are refunded prior to 21 days), you can pick up your check for the balance at Loan Central.
A RAL is a loan secured by your tax refund. Loans are available up to $2000.00. If your loan is approved, your loan and e-file fees are deducted from your loan amount and the balance of the loan is given to you once your return has been filed and accepted by the IRS (normally 1 to 2 days) Your refund is used to pay back your loan and any excess will be issued to you by check at the time the loan is paid off. If you are approved for and receive a RAL, your federal tax preparation costs will be waived. You are NOT required to obtain a RAL.
Electronic filing - or e-filing - is a tax preparation service we offer that transmits your tax return information directly to the IRS. E-filing increases the speed, security, and accuracy of our tax preparation services. It also helps you get your refund faster! Most electronically filed tax returns prepared with our tax service are received within 7 to 13 days. A paper tax return sent through the post office could take anywhere from 6 to 8 weeks.